Brazil has 25 million freelancers and a growing digital economy. The Código Civil and Lei 9.779/99 provide strong protections against late payment, including mandatory interest and monetary correction. But enforcement is complex, and many freelancers do not use these tools.
According to the IBGE, Brazilian businesses face average payment delays of 55 days, with some sectors (construction, retail) exceeding 80 days. The economic impact is estimated at $35 billion annually.
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