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Invoice Collection in Germany

Germany has 4.2 million freelancers and strict payment laws. The Gesetz gegen Zahlungsverzug im Geschäftsverkehr (Payment Act) gives businesses powerful tools — but few use them. PingPaid automates German late payment collection.

4.2M
Freelancers in Germany
€53B
Late payment impact
30 days
Legal deadline
21 days
Free trial

Why Germany businesses choose PingPaid

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Deutsches Recht

PingPaid follows the German Payment Act (Gesetz gegen Zahlungsverzug). Automatic interest at 9% above base rate.

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Mahnungen auf Deutsch

Automated payment reminders in German — from friendly first reminder (1. Mahnung) to formal legal notice (Mahnungsverfahren).

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Verzugszinsen automatisch

Late payment interest calculated per German law automatically. No manual calculation needed.

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Gerichtskosten sparen

Generate court-ready documentation for German civil proceedings (Mahnverfahren).

Local context for Germany

Real regulations, real stats, real results.

Germany has one of the most comprehensive legal frameworks for combating late payment. The Gesetz zur Beschleunigung fälliger Zahlungen (Gesetz gegen Zahlungsverzug im Geschäftsverkehr) — commonly known as the Payment Act — sets clear deadlines and interest rates.

Despite this, German freelancers face an average payment delay of 21 days. While this is better than many European countries, it still represents a significant cash flow problem for small businesses. The construction and creative sectors are particularly affected, with delays exceeding 40 days.

PingPaid automates the German legal framework, ensuring you collect interest and compensation without spending hours on manual processes.

Invoice regulations in Germany

Know your rights before you send a reminder.

German Payment Act (Gesetz gegen Zahlungsverzug)

  • Payment terms: 30 days for public sector. 60 days maximum for commercial transactions (unless contractually agreed otherwise, but not grossly unfair).
  • Late payment interest: 9 percentage points above the base rate (Basiszinssatz) for commercial transactions. The base rate is published by the Bundesbank and changes quarterly.
  • Recovery costs: You can claim reasonable recovery costs in addition to interest. This includes reminder fees, administrative costs, and legal fees.
  • Mahnverfahren: The Mahnverfahren is a fast, low-cost court procedure for undisputed claims. PingPaid generates documentation formatted for German Mahnverfahren procedures.
  • Public sector: Public sector clients must pay within 30 days. The deadline is 60 days for health and social services.

Stop chasing invoices. Start collecting them.

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Frequently Asked Questions

Wie funktioniert PingPaid in Deutschland?

PingPaid sendet automatische Zahlungserinnerungen auf Deutsch, berechnet Verzugszinsen nach deutschem Recht und generiert dokumentation für das Mahnverfahren.

Sind Verzugszinsen in Deutschland legal?

Ja, absolut. Nach dem Gesetz gegen Zahlungsverzug sind Verzugszinsen ein gesetzliches Recht. Sie können auch ohne vertragliche Vereinbarung verlangt werden.

Was ist das Mahnverfahren?

Das Mahnverfahren ist ein schnelles, kostengünstiges Gerichtsverfahren für unbestrittene Forderungen. PingPaid generiert die erforderliche Dokumentation.

Was kostet PingPaid nach der Testphase?

€29.99/Monat, monatlich kündbar. Keine Vertragsbindung.

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