Invoice Collection in United Kingdom

Name: PingPaid
Price range: €

The UK has 4.3 million self-employed workers and a robust legal framework for late payment. The Late Payment of Commercial Debts Act gives you the right to charge interest and fees. PingPaid automates UK invoice collection.

Start Free Trial — 21 Days Late Fee Calculator

4.3M

Self-employed in UK

£26.3B

Late payment impact

30 days

Legal deadline

21 days

Free trial

Why United Kingdom businesses choose PingPaid

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UK law compliant

PingPaid follows the Late Payment of Commercial Debts Act. Automatic interest at 8% + Bank of England base rate.

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Professional reminders

Automated payment reminders in English, escalating from polite to firm — with legal references where appropriate.

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Late fees automated

We calculate late payment interest and compensation per UK law automatically. No spreadsheets needed.

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Court-ready docs

Generate documentation for Small Claims Court and County Court proceedings.

Local context for United Kingdom

Real regulations, real stats, real results.

The UK has a strong legal framework for protecting businesses against late payment. The Late Payment of Commercial Debts (Interest) Act 1998 and subsequent regulations give businesses a statutory right to charge interest and compensation on late payments.

Despite this, UK businesses face a late payment crisis. According to the Federation of Small Businesses (FSB), late payments cost the UK economy £26.3 billion annually. Small businesses are particularly affected, with the average late payment exceeding 30 days.

PingPaid automates the UK legal framework, ensuring you collect what you are owed without spending hours on manual processes.

Invoice regulations in United Kingdom

Know your rights before you send a reminder.

UK Late Payment Law

Payment terms: 30 days for public sector. 60 days maximum for commercial transactions (unless agreed otherwise and not grossly unfair).
Late payment interest: 8% over the Bank of England base rate. You can claim this even if your contract says nothing about late payment.
Compensation: Fixed amounts depending on invoice size: £40 for debts under £1,000; £70 for debts between £1,000 and £10,000; £100 for debts over £10,000.
Small Claims Court: For debts under £10,000, you can use the Small Claims Court. PingPaid generates documentation formatted for court requirements.
County Court Judgment (CCJ): If a client refuses to pay, you can apply for a CCJ. PingPaid keeps complete records of all collection attempts for court evidence.

Frequently Asked Questions

How does PingPaid work in the UK?

PingPaid sends automated payment reminders in English, calculates late payment interest and compensation per UK law, and generates documentation for Small Claims Court proceedings.

Is it legal to charge late payment interest in the UK?

Yes. The Late Payment of Commercial Debts Act gives you a statutory right to charge interest and compensation, even if your contract does not mention it.

What is the legal payment deadline in the UK?

30 days for public sector. 60 days maximum for commercial transactions, with conditions.

What happens after 21 days free trial?

£24.99/month (or €29.99/month), no contract. Cancel anytime.

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