Invoice Collection in United States

Name: PingPaid
Price range: €

The US has 60 million freelancers and a fragmented payment landscape. No federal late payment law, but the Uniform Commercial Code and state laws provide tools. PingPaid helps American freelancers collect faster.

Start Free Trial — 21 Days Late Fee Calculator

60M

Freelancers in US

$150B

Late payment impact

30 days

Standard terms

21 days

Free trial

Why United States businesses choose PingPaid

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Built for US freelancers

PingPaid handles US invoicing, from Net-30 to Net-60, with automated escalation that works across all 50 states.

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Professional reminders

Automated payment reminders in English, escalating from polite to firm — with legal references where appropriate.

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Late fees automated

Set your late fee percentage (or flat fee) and PingPaid applies it automatically after the due date.

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Small claims ready

Generate documentation for small claims court proceedings in any state.

Local context for United States

Real regulations, real stats, real results.

The United States has the largest freelance economy in the world, with 60 million freelancers generating over $1.3 trillion in annual economic impact. But the US also has one of the most fragmented payment landscapes — no federal late payment law, and state laws vary widely.

According to the Federal Reserve, US businesses face significant late payment challenges, with the average B2B payment delay exceeding 30 days. For freelancers, the problem is worse — many clients operate on Net-30 or Net-60 terms, and some stretch these to 90 days or more.

PingPaid helps American freelancers by automating the collection process, regardless of which state your client is in. We handle the complexity so you can focus on your work.

Invoice regulations in United States

Know your rights before you send a reminder.

US late payment considerations

No federal late payment law: Unlike Europe, the US has no federal law mandating payment deadlines or interest rates. Your contract is your primary protection.
Uniform Commercial Code (UCC): The UCC governs commercial transactions and provides some protections, but it is primarily state law.
State laws: Some states have specific late payment laws. For example, California requires interest on late payments for certain contracts. PingPaid adapts to state-specific requirements.
Small claims court: Each state has its own small claims court system, with varying limits (typically $3,000–$15,000). PingPaid generates documentation formatted for your state's requirements.
Collection agencies: If you need to use a collection agency, PingPaid can generate the documentation they need. But with our automation, you may not need one.

Frequently Asked Questions

How does PingPaid work in the US?

PingPaid sends automated payment reminders, applies late fees per your settings, and generates documentation for small claims court. We handle the complexity of US state laws.

Is there a federal late payment law in the US?

No. The US does not have a federal late payment law like Europe does. Your contract is your primary protection. PingPaid helps you enforce it.

What are standard payment terms in the US?

Net-30 is standard, but Net-60 and Net-90 are common for larger clients. PingPaid handles any payment terms you set.

What happens after 21 days free trial?

$29.99/month (or €29.99/month), no contract. Cancel anytime.

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