Complete checklist for freelancers · Updated June 2026 · Save thousands
Most freelancers overpay taxes by missing deductions. Check what applies to you and estimate your savings.
🏠 Home Office
Home office space (20% of rent/mortgage)
$500+ per year
Utilities (internet, electricity, gas)
$200+ per year
Office furniture and supplies
$100+ per year
Office equipment (printer, scanner, etc.)
$300+ per year
💻 Technology
Computer/laptop
$1,200+ per year
Software subscriptions (Adobe, Figma, etc.)
$400+ per year
Cloud storage (Dropbox, Google Drive, etc.)
$200+ per year
Domain names and web hosting
$150+ per year
🚗 Travel & Transportation
Client meetings and site visits
$800+ per year (mileage or actual expenses)
Business travel (conferences, client visits)
$1,500+ per year
Parking and tolls
$300+ per year
📚 Professional Development
Courses and certifications
$600+ per year
Books and subscriptions
$200+ per year
Conference tickets and workshops
$800+ per year
💊 Health & Insurance
Health insurance premiums
$3,000+ per year (self-employed deduction)
Dental and vision insurance
$600+ per year
Business insurance (liability, E&O)
$400+ per year
💼 Business Expenses
Professional memberships and subscriptions
$500+ per year
Legal and accounting fees
$300+ per year
Business meals (50% deductible)
$200+ per year
Marketing and advertising
$400+ per year
Estimated Annual Deductions
$0
💡 Pro tip: At a 25% tax rate, $10,000 in deductions saves you $2,500 in taxes. Most freelancers miss 30-40% of available deductions. Keep receipts and track everything.